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Health Insurance for Your Family

It’s important for everyone in your family to receive regular medical care. Health insurance helps make medial care affordable. Washington State has several health insurance programs for low-income children and families.

For Children

Free and low cost health insurance is available for children in Washington State through the Medicaid program. This insurance provides medical, dental and vision benefits, with no deductibles or co-pays. The maximum premium for this program is $15 per child, with a $45 per month family maximum. Coverage may be free for lower-income families.

• Click here for more information about Children’s Health Insurance.
• To See if You Qualify and Apply, use the Benefit Finder

For Pregnancy

“First Steps” is Medicaid health insurance for pregnant women. It provides medical, dental and vision benefits. It is free of charge and there are no deductibles or co-pays. First Steps may also provide social services to help you have a healthy pregnancy.

• Click here for more information about First Steps.
• To See if You Qualify and Apply, use the Benefit Finder, or call the Family Health Hotline 1-800-322-2588.

For Families

The Basic Health Plan is low cost health insurance for eligible Washington State residents. It covers doctor and hospital care, emergency services and prescription drugs. It does not cover dental or vision services. There is a premium for this insurance – the amount you pay depends on your age, income and other factors. You also pay an annual deductible and co-payments on some services.

• Click here for more information about Basic Health.
• To See if You Qualify and Apply, use the Benefit Finder, or call the Family Health Hotline 1-800-322-2588.

If You Don’t Qualify

If you don’t qualify for these programs, there are other options:

• Community Clinics:
  Some clinics provide medical care at reduced cost to you, called a sliding scale fee. These clinics provide good care, but the amount you pay may be less if you have less money coming in. To find a clinic, call the Family Health Hotline 1-800-322-2588.

• Private Insurance:
  You may be able to purchase a private health insurance plan for your child or yourself. To learn what’s available, call the Washington State Insurance Commissioner at 1-800-562-6900.